Create PaySense Account

Instant personal loans upto 5 lakhs

Hey! We’ve few questions that’ll help us decide your eligibility.

First Name
As per your PAN Card
Last Name
As per your PAN Card
Date of Birth
Please enter correct Date of Birth as per PAN card
Gender
Male
Female
Mobile Number
An OTP will be sent to you for verification
Email
Enter your valid email address
Employment Type
Salaried
You work in a company and get salary every month
Self Employed
You run your own business (eg. shop) or practice a profession (eg. Doctor, Lawyers)
Net monthly Salary/Income
Enter your monthly take-home salary/income (not gross salary).
PAN number
Required to get your credit history.
Current Address Details

I hereby appoint PayU Finance India Private Limited (“PayU Finance”) as my authorized representative to receive my credit information from TransUnion CIBIL Limited (“CIBIL”) and PaySense as my authorized representative to receive my credit information from Experian / CRIF. I hereby unconditionally consent to and instruct CIBIL to provide my credit information to PayU Finance, and Experian and CRIF to provide my credit information to PaySense for undertaking, amongst other, my credit assessment and monitoring my credit worthiness from time to time.

By submitting this consent, I also agree toPayU Finance Terms of Service, CIBIL Terms and Conditions, and Experian Terms and Conditions.

PaySense provides instant personal loans from ₹5000 to ₹500,000, with Annual Percentage Rate(APR) on the loans between 18% to 36%(on a reducing balance basis).

A maximum of 3.5% processing fee in the principal loan amount. These instant loans are given for a duration of 3 months to 60 months.

The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh(₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹26,912.