Create PaySense Account

Instant personal loans upto 5 lakhs

Hey! We’ve few questions that’ll help us decide your eligibility.

First Name
As per your PAN Card
Last Name
As per your PAN Card
Date of Birth
Please enter correct Date of Birth as per PAN card
Gender
Male
Female
Email
Enter your valid email address
Employment Type
Salaried
You work in a company and get salary every month
Self Employed
You run your own business (eg. shop) or practice a profession (eg. Doctor, Lawyers)
Net monthly Salary/Income
Enter your monthly take-home salary/income (not gross salary).
PAN number
Required to get your credit history.
Current Address Details
Enter details of address where you currently live, even if on rent. Proof might be required later.

I hereby irrevocably and unconditionally appoint each of the lending partners of PaySense Services India Private Limited ("PaySense"), as listed on www.gopaysense.com and their affiliates (collectively referred to as "PaySense Partners"), as my authorized representatives to receive my credit information from TransUnion CIBIL Limited and/or any other credit information company (collectively, “Credit Bureau”). I hereby unconditionally consent to and instruct each Credit Bureau to provide my credit information to PaySense Partners for undertaking, amongst other, my credit assessment and/or monitoring my credit worthiness, from time to time.

I hereby irrevocably and unconditionally authorize and grant consent to each PaySense Partners to obtain, receive, process and store my know-your customer (“KYC”) details/documents from Central KYC Registry and/or any other similar entity(ies)/body(ies), for undertaking, amongst other, my credit assessment, onboarding, conducting due diligence and monitoring my credit worthiness, etc., from time to time.

I hereby irrevocably and unconditionally authorize and grant consent to each PaySense Partners to share with, or disclose, subject to applicable laws, my credit information, and/or any other information(s)/document(s) received by PaySense Partners from Credit Bureau, and KYC details/documents held with or received by PaySense Partners with its affiliates and/or group companies and/or PaySense and any agents or service providers of PaySense and/or with any regulatory or government authority, for the purposes of: (i) evaluating any applications made by me a PaySense Partner and/or PaySense for any credit facilities, (ii) conducting a credit assessment on me in relation to such credit facilities, (iii) my onboarding in relation to such credit facilities, (iv) conducting my due diligence in relation to such credit facilities, (v) monitoring my credit worthiness in relation to such credit facilities, and/or (vi) such other purpose as may be deemed appropriate by PaySense Partners and/or PaySense or any of their respective officers, employees, etc.

These authorizations / consent are in addition to and without diluting the general consent available under the applicable law and/or granted by me in any other document or agreement, from time to time.

By selecting on the check-box button, I hereby confirm and accept the: (a) above mentioned authorizations given to PaySense Partners and (b) PaySense Terms and Condition, and (c) Credit Bureau’s Terms and Conditions.

PaySense provides instant personal loans from ₹5000 to ₹500,000, with Annual Percentage Rate(APR) on the loans between 18% to 36%(on a reducing balance basis).

A maximum of 3.5% processing fee in the principal loan amount. These instant loans are given for a duration of 3 months to 60 months.

The standard processing fee is 2.5% of the loan amount. For example, a loan of ₹1 lakh for 24 months will have an APR of 24% (on a reducing balance basis) and a processing fee of 2.5% (₹2,500). This loan would be paid back in 24 EMIs of ₹5,391 each with the total interest of ₹29,384