Easily get a personal loan of upto ₹ 5 Lakhs within minutes
100% Safe & Secure Instant Process
PaySense provides instant personal loans from ₹5000 to ₹500,000, with Annual Percentage Rate(APR) on the loans between 18% to 36%(on a reducing balance basis).
A maximum of 3.5% processing fee in the principal loan amount. These instant loans are given for a duration of 3 months to 60 months.
The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh(₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹26,912.