Create PaySense Account

Hey! We’ve few questions that’ll help us decide your eligibility.

First Name
As per your PAN Card
Last Name
As per your PAN Card
Date of Birth
Please enter correct Date of Birth as per PAN card
Gender
Male
Female
Mobile Number
An OTP will be sent to you for verification
Email
Enter your valid email address
Employment Type
Salaried
You work in a company and get salary every month
Self Employed
You run your own business (eg. shop) or practice a profession (eg. Doctor, Lawyers)
Net monthly Salary/Income
Enter your monthly take-home salary/income (not gross salary).
PAN number
Required to get your credit history.
Current Address Details

You hereby consent to PaySense being appointed as your authorised representative to receive your Credit Information from Experian/ CRIF for the purpose of providing assistance to the potential lenders to determine your eligibility for loans and monitoring your credit-worthiness on an ongoing basis over the tenure of the loan, if granted and availed by you (“End Use Purpose”). You also accept Experian Terms and Conditions.

PaySense provides instant personal loans from ₹5000 to ₹500,000, with Annual Percentage Rate(APR) on the loans between 18% to 36%(on a reducing balance basis).

A maximum of 3.5% processing fee in the principal loan amount. These instant loans are given for a duration of 3 months to 60 months.

The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh(₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹26,912.