Instant Personal Loan In Mumbai
Loans for all personal needs
Get Instant Personal Loan up to ₹5 Lakhs Easily
Loan Amount
Do you think a personal loan needs too much effort ?
Getting a personal loan was never this easy
It just takes three simple steps to get an instant personal loan online!
Things to Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eligibility Criteria
Documents Required
Credit Score
EMI Calculator
Over 2,56,664 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
Disbursed till date
App Downloads
Loans Disbursed
Available in 300+ cities
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Frequently asked Questions
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Will I have to submit my ITR to get a loan?
Where will the loan amount be credited and how will the EMIs be collected?
Will I required to explain the expenses undertaken using the loan amount?
I have more questions regarding personal loans in Mumbai. Whom do I connect with?
What is PaySense?
Which banks and NBFCs have you partnered with?
Is taking a personal loan a good idea?
What is the maximum amount of personal loan I can get from PaySense?
What can I use my personal loan for?
How would PaySense personal loan impact my credit score?
Am I eligible for a PaySense personal loan?
I am self-employed. Will you give me a PaySense personal loan?
I have zero credit score. Will you give me a PaySense personal loan?
How do you decide my credit line?
I need a loan of higher amount than you approved. Can my credit line be changed?
What documents are required to get a PaySense personal loan?
How do I apply for a PaySense personal loan?
How much time would it take to complete my loan application once I have installed the app?
How much time would it take to get the loan approval once I have completed the loan application?
After uploading all the documents, why was my loan application rejected?
When can I get my money after loan approval?
Are there any hidden fees?
How much processing fees do you charge?
How much interest rate do you charge on personal loans?
Are there any extra charges on late payments?
What are loan foreclosure / pre-payment charges?
How can I pay back my loan?
What is a pre-EMI?
Can I reschedule my EMI date?
What happens if I miss my EMI on due date?
While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?
I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?
What happens if I don’t pay back?
My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?
Is PaySense safe?
You ask for my internet banking details? How safe is it?
I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?
My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?
I am getting a “Signature not verified” error after e-signing a document. What do I do?
My netbanking access has been temporarily disabled. What do I do?
How do I update my contact details (mail ID, phone number, address) in my PaySense account?
How can I contact your team if I need any assistance?
When will you support iPhone and Windows phones?
Instant Personal Loan In Mumbai
Mumbai is one of the major cosmopolitan cities in India. The finance and economic capital of India, Mumbai is also one of the most densely populated cities in the world. For a fast city like Mumbai, the process to take online personal loan also must be fast. Take a fast and easy personal loan in Mumbai with PaySense.
You can take personal loans for various personal reasons such as medical emergencies, weddings, home repairs, travelling, buying a vehicle, buying consumer durable items, etc. Personal loans are versatile and multifunctional, as they are quite handy for all kinds of emergency requirements.
You can avail of personal loans up to Rs. 5,00,000 from PaySense without any hassles. You can use the instant personal loan in Mumbai to consolidate debts or take care of any sudden expense. Find out more about personal loan eligibility, documents required for personal loan, and the steps to apply for the online personal loan in Mumbai here.
Personal Loan Eligibility Criteria in Mumbai
To get an instant personal loan in Mumbai, you must first be eligible for a personal loan. You are required to fulfil the following eligibility criteria to get a personal loan from PaySense:
- Your age must range from 21 years to 60 years
- You can be a salaried employee or a self-employed professional
- Your minimum monthly income must be Rs. 20,000 to get an instant personal loan in Mumbai whether you are a salaried employee or a self-employed professional
- You must be a resident of India
- PaySense is active in 60+ cities, including Mumbai. You can visit gopaysense.com to see the list of all the cities we are active in
Documents Required for Personal Loan in Mumbai
To quickly get a personal loan, you must have some documents handy. Below are the documents required to get a personal loan in Mumbai from PaySense:
- Income proof: Last three months bank statements
- Identity proof: PAN Card/Aadhaar Card
- Address proof: Aadhaar Card/Rental Agreement/Utility Bills/Postpaid Bills
- A selfie
How to Apply for Personal Loan in Mumbai
You can apply for a personal loan in Mumbai with three simple steps:
1. Check your eligibility and select a personal loan plan
Fill in your necessary details and check your eligibility to get instant personal loans from PaySense. You will get your Credit Line, which is the total loan amount you can get from PaySense. You can choose the loan amount once you get your Credit Line.
2. Upload KYC documents
You are required to upload a few documents to complete your KYC and get approval for your loan. You also have to sign the loan agreement, and the NACH form for auto-deduction of EMIs. The entire process is paperless, and once you upload all the required documents, you get approval for your personal loan within two working hours.
3. Get your money
As your loan is approved, and your application procedure is completed, the loan amount is transferred directly to your account. It is this easy to get an instant personal loan in Mumbai with Gopaysense.