Instant Personal Loan In Kolkata
Loans for all personal needs
Get Instant Personal Loan up to ₹5 Lakhs Easily
Loan Amount
Do you think a personal loan needs too much effort ?
Getting a personal loan was never this easy
It just takes three simple steps to get an instant personal loan online!
Things to Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eligibility Criteria
Documents Required
Credit Score
EMI Calculator
Over 2,56,664 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
Disbursed till date
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Loans Disbursed
Available in 300+ cities
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Frequently asked Questions
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Do I have to submit a copy of my ITR while applying for a loan from PaySense?
Do I have to submit my salary slip while applying for a loan from PaySense?
What if I don’t have one of the KYC documents?
I currently reside in a city where PaySense is not present. What do I do?
What is PaySense?
Which banks and NBFCs have you partnered with?
Is taking a personal loan a good idea?
What is the maximum amount of personal loan I can get from PaySense?
What can I use my personal loan for?
How would PaySense personal loan impact my credit score?
Am I eligible for a PaySense personal loan?
I am self-employed. Will you give me a PaySense personal loan?
I have zero credit score. Will you give me a PaySense personal loan?
How do you decide my credit line?
I need a loan of higher amount than you approved. Can my credit line be changed?
What documents are required to get a PaySense personal loan?
How do I apply for a PaySense personal loan?
How much time would it take to complete my loan application once I have installed the app?
How much time would it take to get the loan approval once I have completed the loan application?
After uploading all the documents, why was my loan application rejected?
When can I get my money after loan approval?
Are there any hidden fees?
How much processing fees do you charge?
How much interest rate do you charge on personal loans?
Are there any extra charges on late payments?
What are loan foreclosure / pre-payment charges?
How can I pay back my loan?
What is a pre-EMI?
Can I reschedule my EMI date?
What happens if I miss my EMI on due date?
While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?
I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?
What happens if I don’t pay back?
My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?
Is PaySense safe?
You ask for my internet banking details? How safe is it?
I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?
My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?
I am getting a “Signature not verified” error after e-signing a document. What do I do?
My netbanking access has been temporarily disabled. What do I do?
How do I update my contact details (mail ID, phone number, address) in my PaySense account?
How can I contact your team if I need any assistance?
When will you support iPhone and Windows phones?
Instant Personal Loan In Kolkata
An important financial, educational, cultural, and commercial hub of India, Kolkata is a beautiful city in India. Take a fast and easy personal loan in Kolkata with PaySense.
You can take personal loans for various reasons like buying a vehicle, home repairs , medical emergencies, weddings, buying consumer durable items, etc. Personal loans are versatile, multifunctional, and quite handy for all kinds of emergency requirements.
You can avail of personal loans up to Rs. 5,00,000 with PaySense. You can use the instant personal loan in Kolkata to take care of any of your sudden expenses or consolidate debts. Find out more about the steps to apply for the online personal loan in Kolkata, personal loan eligibility, and documents required for personal loan here.
Personal Loan Eligibility Criteria in Kolkata
To get an instant personal loan in Kolkata, you must be eligible for it. You are required to fulfil the following eligibility criteria to get a personal loan from PaySense:
- Your age must range from 21 years to 60 years
- You can be a salaried employee or a self-employed professional
- Your minimum monthly income must be Rs. 18,000 to get an instant personal loan in Kolkata whether you are a salaried employee or a self-employed professional
- You must be a resident of India
- PaySense is active in 60+ cities, including Kolkata. You can visit gopaysense.com to see the list of all the cities we are active in
Documents Required for Personal Loan in Kolkata
To quickly avail of a personal loan, have some documents handy. Below are the documents required to get a personal loan in Kolkata from PaySense:
- Income proof: Last three months bank statements
- Identity proof: PAN Card/Aadhaar Card
- Address proof: Aadhaar Card/Rental Agreement/Utility Bills/Postpaid Bills
- A selfie
How to Apply for Personal Loan in Kolkata
You can apply for a personal loan in Kolkata with these three simple steps:
1. Check your eligibility and select a personal loan plan
Fill in the necessary details and check your eligibility to get instant personal loans from PaySense. You will receive your Credit Line, which is the total loan you can get from PaySense. You can choose the loan amount and a combination of loan duration and EMIs once you get the Credit Line.
2. Upload KYC documents
You are required to upload some documents to complete your KYC and get approval for your loan. You are required to sign the NACH form for the auto-deduction of EMIs and the loan agreement. Once you upload the required documents, you’ll get approval for your personal loan within two working hours. The entire process is paperless.
3. Get your money
As your application procedure is completed and the loan is approved, the loan amount is directly transferred to your account. It is thus easy to get an instant personal loan in Kolkata with Gopaysense.