Unsecured Loans: Get Unsecured Personal Loan Online

Get Unsecured Personal Loans up to ₹5 Lakhs

Use the EMI Calculator to check plans

Loan Amount

₹1,30,000Edit

₹5,000

₹5,00,000

Loan Term

ROI

EMI (per month)

Total interest

*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.

*The ROIs shown here are indicative

See EMI Plans

Great app. It does what it says and can be of very help to get personal loans. It’s absolutely wonderful. Looking forward to have a long term association with you guys.

Get Unsecured Loans now

Secured and unsecured are two different types of loans available in India. With a secured loan, you are required to pledge collateral or security. In case of a default, the lender will have the right to dispose off your security in order to recover the unpaid dues. There are many different types of secured loans in India, such as car loan, gold loan, and home loan. Apart from these popular options, there are also other types of secured loans that allow you to pledge many different types of collateral for taking the loan. Many different types of investments and assets can be used as collateral for such loans.However, what if you don’t have collateral and still need a loan? An unsecured loan from PaySense can be a great option in such cases. No matter if you need funds for a medical emergency, wedding expenses, purchasing the latest gadget, home renovation, or international vacation, our unsecured loans are ideal for each of your emergency funding needs. We understand that there are several instances in life when you might need quick access to funds. At such times, arranging collateral in order to take a secured loan might not be the most practical option.Our quick unsecured loans that come with easy documentation and instant approval, are a perfect fit for such occasions. The eligibility requirements are minimal to make sure that more people are eligible for unsecured loans of up to ₹5 lakhs. With a simple 3-step application process and flexibility to apply from our mobile app and online portal, rest assured that you will experience a revolutionized borrowing process which is quick, hassle-free and secure. Moreover, this unsecured loan convenience doesn’t come at a very high price. At PaySense, our interest rates are one of the lowest in the industry, and the repayment tenure too is highly flexible. This ensures that you can comfortably repay the loan in fixed monthly EMIs without any financial crunch. As our services are currently available in more than 43 cities, you are never too far from a quick unsecured loan from PaySense.

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Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans

Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams

Quick Approvals & Disbursals

Get prompt loan approval and money in your account

Paperless Documentation

Upload pictures of you KYC documents and sign your loan application digitally

Affordable EMI plans

Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments

One-click subsequent personal loans

Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required

Zero Credit History

Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1

Check eligibility and select a personal loan plan

Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.

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2

Upload KYC Documents

To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.

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3

Get your money

Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.

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Check eligibility and select a personal loan plan

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria

Documents Required

Credit Score

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai
I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai
My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
Prateek Choudhary, Mumbai
Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
Ranjan H S, Mumbai
This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
Clement Rajesh, Mumbai
I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai
I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai

We offer personal loans in all the major cities across India

Available in 300+ cities

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions

About PaySense

Loan Eligibility

Loan Application Process

Fees and Charges

Loan Repayment

User Security

Customer Support

Others

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Is it difficult for a self-employed individual to get an unsecured loan?

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I took a loan from PaySense in the past and repaid it on time. I am looking for another loan now. Do I need to go through the application process again?

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Can I take an unsecured loan for managing my monthly expenses?

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What is the maximum repayment tenure of an unsecured loan?

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Can I get a NOC (No Objection Certificate) after repaying a PaySense loan?

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I am already repaying a loan. Can I get a new unsecured loan from PaySense?

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Are there any hidden fees?

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Will I ever be required to visit PaySense office with regards to the loan?

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Can I foreclose the loan?

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Can an unsecured loan affect my credit score?

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs

Get a Personal Loan Now