PaySense - Instant Personal loan up to Rs. 2 Lakhs quickly and easily. Minimum documentation. Completely Digital.

Do you think a loan needs too much effort ?

Getting a loan was never this easy

Instant loans

Get instant personal loans from Rs. 5000 to Rs. 2 lakh to fit all your needs and dreams sample

Quick Approvals & Disbursals

Loan approval within 2 hours and money in account in next 5 hours of completing the application and uploading

Easy Collection of Documents

No physical documents required; just upload your documents in required format and get it done

Affordable EMI plans

Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments

One-click subsequent loans

Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required

Zero Credit History

Never taken a loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps !

Check eligibility and select a loan plan

Fill in a few basic details to check your eligibility for PaySense instant loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. To maintain EMIs better, it is recommended that you take a loan of only up to 50% of your approved line of credit. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.... +more

Upload KYC Documents

To get your loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.... +more

Get your money

Once your loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly... +more

Check eligibility and select a loan plan

Calculate your EMI

Now get a personal loan on your own terms with our flexible EMI options and take control of what & when you pay.

₹

₹5,000

₹120,000

₹200,000

Loan Term

EMI (per month)

Total interest

*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.

See EMI Plans

Are you eligible for a personal loan?

To be eligible to get a personal loan from PaySense, you should fulfil the following eligibility criteria

Resident of India
Age: 21 years to 60 years
Employment Type: Salaried and Self-employed
Minimum Monthly Income: Rs. 12,000 for salaried and Rs. 15,000 for self-employed
Location: We are active in 40+ cities. See Availability

What are the documents required?

To get a personal loan instantly, you should keep some documents handy before you start applying.

Proof of Identity
PAN Card or Aadhaar Card
Proof of Address
Aadhaar card, Rental agreement, Utility or Postpaid bills
Proof of Income
Last 3 months bank Statements
A Selfie

Over 1,50,000 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai
My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
Prateek Choudhary, Mumbai
Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
Ranjan H S, Mumbai
This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
Clement Rajesh, Mumbai
I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai

Download the PaySense App

Enjoy a faster & easier loan application process with our Android App

We offer personal loans in all the major cities across India

Available in 43+ cities

Ahmedabad
Anand
Bengaluru
Bharuch
Bhopal
Chandigarh
Chennai
Coimbatore
Faridabad
Gandhinagar

Ghaziabad
Goa
Guntur
Gurgaon
Hyderabad
Indore
Jaipur
Jodhpur
Kolkata
Kota

Medak
Mehsana
Mohali
Mumbai
Mysore
Nagpur
Nashik
Navi Mumbai
Nellore
and many more

loans available in major cities in india

In Partnership with

We have partnered with India's leading NBFCs, IIFL and Fullerton to bring you

As featured in

With a continously growing community of happy customers we are disbursing more loans every minute.

Apply for Loans of upto Rs Rs. 2 Lakhs easily using your phone or laptop, and pay back on low EMIs

Download App