PaySense and LazyPay, PayU’s consumer lending business, merge to build a full-stack digital lending platform in India.Learn more

Make It Happen. Now!

Get Personal Loan up to ₹5 Lakhs Easily and Quickly

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Check your eligibility for loan
In Partnership with
We have partnered with India's leading Banks and NBFCs: PayU Finance India Private Limited, IDFC First Bank, Northern Arc Capital Ltd, Kisetsu Saison Finance (India) Private Limited, Fullerton India Credit Company Limited, HDB Financial Services Limited
PaySense NBFC affiliation payuPaySense affiliation IDFC FIRST BANKPaySense affiliation Northern ArcPaySense NBFC affiliation ksfPaySense NBFC affiliation fullertonPaySense affiliation HDB financial services

Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans
Instant personal loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Paperless Documentation
Paperless Documentation
Upload pictures of you KYC documents and sign your loan application digitally
Affordable EMI plans
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent personal loans
One-click subsequent personal loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Zero Credit History
Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

Check eligibility and select a personal loan plan
Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
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Upload KYC Documents
To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
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Get your money
Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.
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Check eligibility and select a personal loan planUpload KYC DocumentsGet your money
Calculate your EMI
Now get a personal loan on your own terms with flexible EMI and tenure options from 3 to 60 months to take control of what & when you pay

Loan Amount

Loan Term
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  

exploreSample Calculations

Loan Amount
Loan Tenure
24 months
Processing fee (3% + GST)
Total interest charged
ROI(per month)
The standard processing fee is 3% of the loan amount

Are you eligible for a personal loan?

To be eligible to get a personal loan from PaySense, you should fulfil the following eligibility criteria

What are the documents required?

To get a personal loan instantly, you should keep some documents handy before you start applying.

  • Proof of Identity

    PAN Card & Selfie

  • Proof of Address

    Aadhaar card, Voter ID, Passport or Driving License

  • Proof of Income

    Net-Banking or last 3 months bank e-statements

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

PaySense app screenshots
Download the PaySense App
Enjoy a faster & easier loan application process with our Android App

Disbursed till date

App Downloads

Loans Disbursed

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With a continously growing community of happy customers we are disbursing more loans every minute.

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs
Get a Personal Loan Now