Laptop Loan
Get your work done faster with the latest machine
Get Instant Laptop Loan up to ₹5 Lakhs
Loan Amount
Do you think a personal loan needs too much effort ?
Getting a personal loan was never this easy
It just takes three simple steps to get an instant personal loan online!
Things to Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eligibility Criteria
Documents Required
Credit Score
EMI Calculator
Over 2,56,664 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
Disbursed till date
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Loans Disbursed
Available in 300+ cities
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Frequently asked Questions
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Will I have the freedom to buy a laptop of my choice?
Will I be the complete and rightful owner of my laptop
What if I want to prepay my laptop loan?
Do I need to submit my payslip/income tax returns as proof of income?
Can I get a laptop loan if I get my salary in cash or cheque?
Will I be required to submit the bill of my laptop to PaySense?
What if I need more capital to buy accessories like a laptop bag or a mouse?
I have never taken a loan before. Can I apply for a loan from PaySense?
Where will the loan amount be credited
Can I get the laptop loan amount in cash?
How do I get more information on loan loans?
What is PaySense?
Which banks and NBFCs have you partnered with?
Is taking a personal loan a good idea?
What is the maximum amount of personal loan I can get from PaySense?
What can I use my personal loan for?
How would PaySense personal loan impact my credit score?
Am I eligible for a PaySense personal loan?
I am self-employed. Will you give me a PaySense personal loan?
I have zero credit score. Will you give me a PaySense personal loan?
How do you decide my credit line?
I need a loan of higher amount than you approved. Can my credit line be changed?
What documents are required to get a PaySense personal loan?
How do I apply for a PaySense personal loan?
How much time would it take to complete my loan application once I have installed the app?
How much time would it take to get the loan approval once I have completed the loan application?
After uploading all the documents, why was my loan application rejected?
When can I get my money after loan approval?
Are there any hidden fees?
How much processing fees do you charge?
How much interest rate do you charge on personal loans?
Are there any extra charges on late payments?
What are loan foreclosure / pre-payment charges?
How can I pay back my loan?
What is a pre-EMI?
Can I reschedule my EMI date?
What happens if I miss my EMI on due date?
While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?
I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?
What happens if I don’t pay back?
My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?
Is PaySense safe?
You ask for my internet banking details? How safe is it?
I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?
My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?
I am getting a “Signature not verified” error after e-signing a document. What do I do?
My netbanking access has been temporarily disabled. What do I do?
How do I update my contact details (mail ID, phone number, address) in my PaySense account?
How can I contact your team if I need any assistance?
When will you support iPhone and Windows phones?
Why an instant laptop loan is better than your credit card?
Availing a Laptop Loan: Taking the Right Decisions
Laptops are the way in which work gets done in today’s day and time. You cannot think of working on anything other than a laptop whether it is your office work or your personal project. Again, a better laptop means a better way to work on your dreams.
Also, watching movies and TV shows on laptop is our way to get away from work and unwind. If you are an avid gamer, you’d need a high-priced gaming laptop. So, a laptop serves us for many things in life. And so, taking a laptop loan can be the best thing you can do for yourself.
Working from home has led to an increase in the demand for laptops. The rise of the freelance economy has also been tremendous amid COVID-19. Again, certain professions like graphic designing, software development, video editing, etc., require professionals to work on more than one laptop.
Owning a laptop has become relatively common for working professionals in today’s digital times. A decent laptop with genuine software like Windows 10 and fast processors like intel i5 can cost anything between Rs. 50,000 and Rs. 80,000. We at PaySense, offer you a laptop loan for buying a laptop of your choice.
Reasons why you need a laptop loan from PaySense
You need a loan for laptop purchase from PaySense to update to a new laptop because:
- You need a laptop with specifications that cater to your profession
- Your work requires you to use a high-end laptop
- You urgently want to replace your old laptop with a new one
- Your laptop malfunctioned, and you need a new laptop to continue with your work
So, if you are looking to buy a new laptop and do not have enough funds, opt for a personal loan for laptop from PaySense
Buy a laptop on EMI without using a credit card
You have many options besides taking a bank loan for laptop. You can easily buy a laptop on EMI with a laptop loan online from PaySense.
The process of getting a PaySense Laptop Loan is simple, as shown below:
Check your eligibility to select a personal loan
Fill in a few basic details and check your eligibility to get a loan against laptop.
You must fulfil the personal loan eligibility criteria as follows:
- You are a salaried or a self-employed Indian resident
- Your age is between 21 years and 60 years
- You have a minimum monthly income of Rs. 12,000 if you are a salaried person, and Rs. 15,000 if you are a self-employed individual
Once eligible to get a laptop loan from PaySense, you’ll get your Credit Line using which you can buy a laptop of your choice.
Upload KYC documents
You need to upload the documents required to complete your KYC and get approval for a loan to buy laptop.
The documents required include your identity proof, address proof, income proof, and your selfie.
As you upload all the documents required, you’ll get the laptop loan approval within two hours.
Get your loan
As the PaySense Laptop Loan is approved and the application procedure is completed, PaySense will directly transfer the amount to your bank account.
Features and benefits of laptop loan
The latest laptops from top International brands come with a host of new-age features like super-fast processing speeds, expandable storage, and even touchscreens.
Below are the features and benefits of taking a laptop loan online:
- By opting for the PaySense Laptop Loan, you can purchase laptops with the latest features like facial recognition, superior processing speeds, and fingerprint readers.
- By taking a laptop loan, you can defer the complete payment at the initial purchase and reduce the significant initial outlay of funds.
- With instant and on-the-spot approvals from PaySense, you can buy your favourite laptop instantly
- The documents required to apply for a laptop loan are minimal as well, adding to the convenience.
Laptop brands you can consider for buying a laptop
You can buy a laptop of any brand when you buy one on EMI. Different brands have different forte. Like Lenovo offers decent basic-use laptops while Asus offers the best gaming laptops. You can buy laptops from different brands basis on the varied features and specifications they offer. And you can buy any one of them with laptop loan from PaySense.
Buy HP laptop, Dell laptop, Lenovo laptop, Asus laptop, Acer laptop, or Samsung laptop on EMI with PaySense. You can even buy MacBooks and other Apple laptops on EMI with the PaySense Laptop Loan online.