PaySense and LazyPay, PayU’s consumer lending business, merge to build a full-stack digital lending platform in India.Learn morehttps://corporate.payu.com/news/payu-consolidates-india-digital-credit-offering/

Laptop Loan

Get your work done faster with the latest machine

Get Instant Laptop Loan up to ₹5 Lakhs

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Get a laptop on easy EMIs using personal loan
Use the EMI Calculator to check plans

Loan Amount

₹1,30,000Edit
₹5,000
₹5,00,000
Loan Term
ROI
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  
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VERY GOOD SERVICE TEAM 5 STAR FROM MY SIDE GOOD KEEP IT UP 👍👍👍👍 These guys are awesome to work with. I will not go anywhere else for an personal loan ever again.
Get Laptop Loan now
The rapid evolution of technology in the last decade has made it necessary for individuals, businesses, students, and professionals to own a laptop. The rise of the gig economy and the bring-your-own-device culture in the corporate world has further fuelled the demand for laptops. Furthermore, certain professions like software development, graphic designing, video editing, digital marketing and so many more require professionals to work from a laptop. However, a decent heavy-duty laptop can easily set you back by ₹50,000 – ₹70,000 and this is the average range. Laptops worth over ₹1,00,000 are also available and popular in the market. To put it in other words, if you’ve just started working or want to digitise your business operations, buying a laptop can prove to be a costly affair. You could consider asking your family or friends for a small loan, but there’s a better way to buy your laptop today without having to worry about its price.Over the last few years, people have started taking personal loans for buying a laptop. These unsecured personal loans are usually procured online and can be paid back over a few months. PaySense offers instant personal laptop loans at affordable interest rates and flexible EMIs to its customers. If you want to buy a laptop and are on the lookout for the right lender to offer you credit, read on to find out the eligibility terms for availing a laptop loan, the process to apply for a personal loan for laptop, and the applicable fees and charges for the same.
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Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans
Instant personal loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Paperless Documentation
Paperless Documentation
Upload pictures of you KYC documents and sign your loan application digitally
Affordable EMI plans
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent personal loans
One-click subsequent personal loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Zero Credit History
Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1
Check eligibility and select a personal loan plan
Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
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2
Upload KYC Documents
To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
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3
Get your money
Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.
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Check eligibility and select a personal loan planUpload KYC DocumentsGet your money

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria options

Eligibility Criteria

Documents Required options

Documents Required

Credit Score options

Credit Score

EMI Calculator options

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

testimonial-illustration
  • I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
    Alok Pandey, Mumbai
  • My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
    Prateek Choudhary, Mumbai
  • Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
    Ranjan H S, Mumbai
  • This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
    Clement Rajesh, Mumbai
  • I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
    Alok Pandey, Mumbai
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Disbursed till date

App Downloads

Loans Disbursed

We offer personal loans in all the major cities across India

Available in 300+ cities

24 Parganas
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Gorakhpur
Guntur
Gurugram
Haridwar
Hyderabad
Indore
Jabalpur
Jaipur
Jamshedpur
Jaunpur
Jodhpur
Karnal
Kolkata
Kota
Kottayam
Kumbakonam
Kurukshetra
Ludhiana
Madurai
Medak
Meerut
Mehsana
Mohali
Mumbai
Mysuru
Nadia
Nagpur
Nainital
Nashik
Navi Mumbai
Nellore
Prakasam
Purulia
Ranchi
Saharanpur
Salem
Sangli
Satara
Thiruvallur
Thiruvananthapuram
Tiruchirappalli
Tirunelveli
Tiruppur
Tuticorin
Varanasi
Visakhapatnam
West Godavari
and many more

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions
About PaySense
Loan Eligibility
Loan Application Process
Fees and Charges
Loan Repayment
User Security
Customer Support
Others
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Will I have the freedom to buy a laptop of my choice?

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Will I be the complete and rightful owner of my laptop

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What if I want to prepay my laptop loan?

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Do I need to submit my payslip/income tax returns as proof of income?

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Can I get a laptop loan if I get my salary in cash or cheque?

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Will I be required to submit the bill of my laptop to PaySense?

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What if I need more capital to buy accessories like a laptop bag or a mouse?

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I have never taken a loan before. Can I apply for a loan from PaySense?

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Where will the loan amount be credited

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Can I get the laptop loan amount in cash?

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How do I get more information on loan loans?

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What is PaySense?

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Which banks and NBFCs have you partnered with?

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Is taking a personal loan a good idea?

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What is the maximum amount of personal loan I can get from PaySense?

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What can I use my personal loan for?

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How would PaySense personal loan impact my credit score?

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Am I eligible for a PaySense personal loan?

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I am self-employed. Will you give me a PaySense personal loan?

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I have zero credit score. Will you give me a PaySense personal loan?

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How do you decide my credit line?

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I need a loan of higher amount than you approved. Can my credit line be changed?

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What documents are required to get a PaySense personal loan?

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How do I apply for a PaySense personal loan?

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How much time would it take to complete my loan application once I have installed the app?

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How much time would it take to get the loan approval once I have completed the loan application?

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After uploading all the documents, why was my loan application rejected?

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When can I get my money after loan approval?

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Are there any hidden fees?

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How much processing fees do you charge?

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How much interest rate do you charge on personal loans?

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Are there any extra charges on late payments?

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What are loan foreclosure / pre-payment charges?

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How can I pay back my loan?

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What is a pre-EMI?

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Can I reschedule my EMI date?

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What happens if I miss my EMI on due date?

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While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?

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I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?

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What happens if I don’t pay back?

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My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?

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Is PaySense safe?

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You ask for my internet banking details? How safe is it?

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I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?

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My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?

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I am getting a “Signature not verified” error after e-signing a document. What do I do?

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My netbanking access has been temporarily disabled. What do I do?

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How do I update my contact details (mail ID, phone number, address) in my PaySense account?

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How can I contact your team if I need any assistance?

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When will you support iPhone and Windows phones?

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Why an instant laptop loan is better than your credit card?

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Availing a Laptop Loan: Taking the Right Decisions

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs
Get a Personal Loan Now

Laptops are the way in which work gets done in today’s day and time. You cannot think of working on anything other than a laptop whether it is your office work or your personal project. Again, a better laptop means a better way to work on your dreams.

Also, watching movies and TV shows on laptop is our way to get away from work and unwind. If you are an avid gamer, you’d need a high-priced gaming laptop. So, a laptop serves us for many things in life. And so, taking a laptop loan can be the best thing you can do for yourself.

Working from home has led to an increase in the demand for laptops. The rise of the freelance economy has also been tremendous amid COVID-19. Again, certain professions like graphic designing, software development, video editing, etc., require professionals to work on more than one laptop.

Owning a laptop has become relatively common for working professionals in today’s digital times. A decent laptop with genuine software like Windows 10 and fast processors like intel i5 can cost anything between Rs. 50,000 and Rs. 80,000. We at PaySense, offer you a laptop loan for buying a laptop of your choice.

Reasons why you need a laptop loan from PaySense

You need a loan for laptop purchase from PaySense to update to a new laptop because:

  • You need a laptop with specifications that cater to your profession
  • Your work requires you to use a high-end laptop
  • You urgently want to replace your old laptop with a new one
  • Your laptop malfunctioned, and you need a new laptop to continue with your work

So, if you are looking to buy a new laptop and do not have enough funds, opt for a personal loan for laptop from PaySense

Buy a laptop on EMI without using a credit card

You have many options besides taking a bank loan for laptop. You can easily buy a laptop on EMI with a laptop loan online from PaySense.

The process of getting a PaySense Laptop Loan is simple, as shown below:

  1. Check your eligibility to select a personal loan

    Fill in a few basic details and check your eligibility to get a loan against laptop.

    You must fulfil the personal loan eligibility criteria as follows:

    1. You are a salaried or a self-employed Indian resident
    2. Your age is between 21 years and 60 years
    3. You have a minimum monthly income of Rs. 12,000 if you are a salaried person, and Rs. 15,000 if you are a self-employed individual

    Once eligible to get a laptop loan from PaySense, you’ll get your Credit Line using which you can buy a laptop of your choice.

  2. Upload KYC documents

    You need to upload the documents required to complete your KYC and get approval for a loan to buy laptop.

    The documents required include your identity proof, address proof, income proof, and your selfie.

    As you upload all the documents required, you’ll get the laptop loan approval within two hours.

  3. Get your loan

    As the PaySense Laptop Loan is approved and the application procedure is completed, PaySense will directly transfer the amount to your bank account.

Features and benefits of laptop loan

The latest laptops from top International brands come with a host of new-age features like super-fast processing speeds, expandable storage, and even touchscreens.

Below are the features and benefits of taking a laptop loan online:

  • By opting for the PaySense Laptop Loan, you can purchase laptops with the latest features like facial recognition, superior processing speeds, and fingerprint readers.
  • By taking a laptop loan, you can defer the complete payment at the initial purchase and reduce the significant initial outlay of funds.
  • With instant and on-the-spot approvals from PaySense, you can buy your favourite laptop instantly
  • The documents required to apply for a laptop loan are minimal as well, adding to the convenience.

Laptop brands you can consider for buying a laptop

You can buy a laptop of any brand when you buy one on EMI. Different brands have different forte. Like Lenovo offers decent basic-use laptops while Asus offers the best gaming laptops. You can buy laptops from different brands basis on the varied features and specifications they offer. And you can buy any one of them with laptop loan from PaySense.

Buy HP laptop, Dell laptop, Lenovo laptop, Asus laptop, Acer laptop, or Samsung laptop on EMI with PaySense. You can even buy MacBooks and other Apple laptops on EMI with the PaySense Laptop Loan online.