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Calculate the EMI for your Personal Loan

Now get a personal loan on your own terms with flexible EMI and tenure options from 3 to 60 months to take control of what & when you pay

Loan Amount

Loan Term
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  
What is an EMI?
An EMI(Equated Monthly Installment) is a fixed amount that you pay every month on a set date to setlle your personal loan. The EMI will include the principal loan amount as well as the interest on the personal loan so that over a period of time you repay your entire loan amount.

What is an EMI calculator?
An EMI calculator helps you calculate the amount of money you need to pay every month in order to repay your personal loan in full. The EMI calculator will take into account your interest, principal loan amount and tenure(duration) of your personal loan.

How to use the EMI calculator?
To find out your EMI through the PaySense calculator, simply enter the personal loan amount that you're looking for. The calculator will tell you the EMI and the rate of interest for the personal loan.

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What is a Personal Loan EMI Calculator

There comes a time in life when you may be facing some financial distress. You may have to end up picking up a loan to help sort out the financial situation. Hence, you have to think about a systematic method of repaying thepersonal loan. That is where an online personal loan EMI calculator comes into play. It is a highly valuable online tool that helps ascertain the number of monthly installments that you need to pay to repay the loan you’ve taken. Such online EMI calculators are simple to use.

How to Use Our Personal Loan EMI Calculator?

Using the online personal loan calculator is fairly simple. All you have to do is:

  • Step 1: Adjust or type in the loan amount that you need. The amount can range from a minimum of INR 5000 and a maximum of INR 500,000.
  • Step 2: Once you do that and click on See EMI Plans.
  • Step 3: You are taken to the table that furnishes the interest rate and the amount of time that you will take to repay the loan. You can also check the total amount payable with all charges added. However, the tenure mentioned in the table are indicative. The actual tenures may vary depending on each individualseligibility.

In some cases, you can end up adding each of the variables on your own and the tool gives you the total amount payable. You may be asked to enter the following information in the personal loan EMI calculator:

  • Principal loan amount that you wish to receive
  • Term of loan term in either months or in years
  • Current rate of interest (%)

What is a Personal Loan Amortization Schedule?

A personal loan amortization schedule is a table that has the detailed periodic plan of action for you to repay your loan amount. The tale shows the principal amount, the amount of interest and percentage interest that comprise each payment until your total loan is paid off in full.

Benefits of PaySense Online Personal Loan Calculator

Such a calculator will certainly help you understand how much time will you take and what is the total amount repayable with the total interest that will be charged. Some of the main benefits of using a personal loan EMI calculator are:

  • Its ease of use and simple online access
  • How it helps saves time with your financial plan
  • The speed at which it works to give you details
  • Helps you make a repayment plan by helping you adjust the time taken to repay the loan amount.
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