Finance your refrigerator purchase
Get Instant Fridge Loan up to ₹5 Lakhs Easily
100% Safe & Secure
One of the best app I have seen really it was unbelievable for me but now I can see its true I got money on my account in 5 hours...loved it thanks alot for your kind help!
Get a fridge on easy EMIs
Ice-cream at midnight or left-over food? Storing a week’s grocery or meal prepping for a house party? A fridge is more of a necessity than a luxury. Whether you want better cooling or bigger storage capacity, buying a new fridge on EMIs is quick and easy, even without owning a credit card. The price for household fridge ranges from ₹ 15,000 to ₹ 1.1 lakh. Apply for an instant personal loan for fridge - with a 2-minute application on PaySense, you can get money in your bank account directly.
Do you think a loan needs too much effort ?
Getting a loan was never this easy
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Easy Collection of Documents
Doorstep collection of documents; just sign & hand over the required documents to the courier
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Never taken a loan previously? It’s okay - we serve the users who are new to credit and lending system.
It just takes three simple steps !
Check eligibility and select a loan plan
Fill in a few basic details to check your eligibility for PaySense instant loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. To maintain EMIs better, it is recommended that you take a loan of only up to 50% of your approved line of credit. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
Upload KYC Documents
To get your loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
Get your money
Once your loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly
Over 1,50,000 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
- I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
- My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
- Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
- This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
- I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Disbursed till date
Approved last week
We offer personal loans in all the major cities across India
Available in 43+ cities
and many more
and many more
Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs