Instant Personal Loan In Delhi
Loans for all personal needs
Get Instant Personal Loan up to ₹5 Lakhs Easily
Loan Amount
Do you think a personal loan needs too much effort ?
Getting a personal loan was never this easy
It just takes three simple steps to get an instant personal loan online!
Things to Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eligibility Criteria
Documents Required
Credit Score
EMI Calculator
Over 2,56,664 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
Disbursed till date
App Downloads
Loans Disbursed
Available in 300+ cities
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Frequently asked Questions
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Am I eligible for a personal loan from PaySense even if I have never taken a loan before?
Will I be required to submit a proof of purchase or explain how I used the loan amount?
Can I take a loan if I get my salary in cash or cheque?
What happens if I fail to repay the loan?
What is PaySense?
Which banks and NBFCs have you partnered with?
Is taking a personal loan a good idea?
What is the maximum amount of personal loan I can get from PaySense?
What can I use my personal loan for?
How would PaySense personal loan impact my credit score?
Am I eligible for a PaySense personal loan?
I am self-employed. Will you give me a PaySense personal loan?
I have zero credit score. Will you give me a PaySense personal loan?
How do you decide my credit line?
I need a loan of higher amount than you approved. Can my credit line be changed?
What documents are required to get a PaySense personal loan?
How do I apply for a PaySense personal loan?
How much time would it take to complete my loan application once I have installed the app?
How much time would it take to get the loan approval once I have completed the loan application?
After uploading all the documents, why was my loan application rejected?
When can I get my money after loan approval?
Are there any hidden fees?
How much processing fees do you charge?
How much interest rate do you charge on personal loans?
Are there any extra charges on late payments?
What are loan foreclosure / pre-payment charges?
How can I pay back my loan?
What is a pre-EMI?
Can I reschedule my EMI date?
What happens if I miss my EMI on due date?
While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?
I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?
What happens if I don’t pay back?
My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?
Is PaySense safe?
You ask for my internet banking details? How safe is it?
I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?
My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?
I am getting a “Signature not verified” error after e-signing a document. What do I do?
My netbanking access has been temporarily disabled. What do I do?
How do I update my contact details (mail ID, phone number, address) in my PaySense account?
How can I contact your team if I need any assistance?
When will you support iPhone and Windows phones?
Deciding the Loan Amount, EMI and Loan Tenure of Your Personal Loan
Instant Personal Loan In Delhi
Delhi is the most productive and one of the biggest metropolitan cities in India. It has a great historical significance, and it is also the political centre of the country. It is the second-wealthiest city and an important commercial, cultural, and transport hub.
You can take personal loans for reasons such as medical emergencies, weddings, home repairs, buying a vehicle, etc. Personal loans are pretty helpful, multifunctional, and versatile for all kinds of emergencies. Take a fast and easy personal loan in Delhi with PaySense.
Avail personal loans up to Rs. 5,00,000 from PaySense. Use the instant personal loan in Delhi to consolidate your debts or take care of any sudden expense. Find out more about documents required for personal loan, how to apply for an online personal loan in Delhi, and personal loan eligibility here.
Personal Loan Eligibility Criteria in Delhi
You have to fulfill the following eligibility criteria to be eligible for a personal loan from PaySense:
- Your age must range from 21 years to 60 years
- You can be a salaried employee or a self-employed professional
- Your minimum monthly income must be Rs. 20,000 to get an instant personal loan in Delhi whether you are a salaried employee or a self-employed professional
- You must be a resident of India
- PaySense is active in over 60 cities in India. Visit gopaysense.com and see if your city is included in the list
Documents Required for Personal Loan in Delhi
The following documents are required to get a personal loan from PaySense:
- Income proof: Last three months bank statements
- Identity proof: PAN Card/Aadhaar Card
- Address proof: Aadhaar Card/Rental Agreement/Utility Bills/Postpaid Bills
- A selfie
How to Apply for Personal Loan in Delhi
You can apply for an instant loan in Delhi in three simple steps:
1. Check your eligibility and select a personal loan plan
Check your eligibility for an instant personal loan from PaySense by filling in a few basic details. Upon which, you will get your Credit Line. It is the total loan you can take from PaySense. It is advised that you take a loan of only up to 50% of your Credit Line to maintain your EMIs better.
Once you get your Credit Line, you can choose the personal loan amount and the best combination of EMIs and your loan plan duration.
2. Upload KYC documents
To get your loan approved, upload a few documents and complete KYC. Also, sign the loan agreement and the NACH form. NACH stands for National Automated Clearing House. It is a centralised web-based payment system that enables the auto-deduction of EMIs. The entire process is paperless.
Once you upload all the required documents, you get the loan approval within two working hours.
3. Get your money
After PaySense approves your loan and the application procedure is completed, the loan money is transferred directly to your account. Thus, it is easy to get an instant personal loan in Delhi with Gopaysense.