PaySense and LazyPay, PayU’s consumer lending business, merge to build a full-stack digital lending platform in India.Learn morehttps://corporate.payu.com/news/payu-consolidates-india-digital-credit-offering/

Travel & Holidays Loan

Some travel adventures are worth borrowing for

Get Instant Travel & Holidays Loan up to ₹5 Lakhs

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Fund your travel plans with easy EMIs
Use the EMI Calculator to check plans

Loan Amount

1,30,000Edit
₹5,000
₹5,00,000
Loan Term
ROI
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  
quote
Excellent Service and very helpful when it is needed, would like to see same and more service's from Paysense team.
An annual ritual in almost every middle-class Indian family is taking a summer vacation. It’s generally when the heat is unbearable when people visit the hills or the beach to unwind and have a good time with their family members. Thankfully, there is no dearth of destination options in India, and recently, Indian families have also started taking international trips. Then, of course, visiting the many religious destinations in the country and going on pilgrimages are usually grand affairs that involve the entire extended family. There is also an increasing trend of travelling to an offbeat destination and going for solo trips in today’s younger generation that puts a premium on the experience of travelling. Simply put, the average Indian today is fond of travelling and doesn’t hold back from indulging in a holiday every once in a while.With the steady growth of the travel and tourism industry, the price of taking a vacation has also been on the rise. Add to the fact that there are several expenses to be undertaken on a vacation – travel, accommodation, meals, shopping, transit and visa fee, currency exchange etc. for international trips – it should come as no surprise that Indians are increasingly taking travel loans to fund their holidays. Several online lenders, like PaySense, offer instant travel loans up to ₹5,00,000 without any collateral or security. Unlike conventional loans from banks, these personal travelling loans are offered to first-time borrowers and individuals with zero credit score as well. Let’s take a look at online travelling loans from PaySense, how you can apply for one, and what are the various and terms and conditions of the same.
... +more

Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans
Instant personal loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Paperless Documentation
Paperless Documentation
Upload pictures of you KYC documents and sign your loan application digitally
Affordable EMI plans
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent personal loans
One-click subsequent personal loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Zero Credit History
Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1
Check eligibility and select a personal loan plan
Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
... +more
2
Upload KYC Documents
To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
... +more
3
Get your money
Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.
... +more
Check eligibility and select a personal loan planUpload KYC DocumentsGet your money

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria options

Eligibility Criteria

Documents Required options

Documents Required

Credit Score options

Credit Score

EMI Calculator options

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

testimonial-illustration
PaySense app screenshots
Download the PaySense App
Enjoy a faster & easier loan application process with our Android App

Disbursed till date

App Downloads

Loans Disbursed

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions
About PaySense
Loan Eligibility
Loan Application Process
Fees and Charges
Loan Repayment
User Security
Customer Support
Others
+

Can I get travel holidays loan if I'm paid my salary in cash or cheque?

+

What if I don’t have one of my KYC documents at the moment?

+

Can I take a travel loan to book a ticket for my parents?

+

Will I have to submit any bills or invoices for my tickets or hotel booking?

+

Can I get the loan amount in cash?

+

Will I be given with a No Objection Certificate (NOC) after repaying the loan?

+

I have never taken a loan before. Can I take a travel loan from PaySense?

+

Is PaySense a bank?

+

My city isn’t listed in map of your serviceable cities. Can I apply for a travel loan?

+

Can I apply for another personal loan before fully paying off the previous travel loan?

+

I have more questions regarding travel loans. Whom should I contact?

+

What is PaySense?

+

Which banks and NBFCs have you partnered with?

+

Is taking a personal loan a good idea?

+

What is the maximum amount of personal loan I can get from PaySense?

+

What can I use my personal loan for?

+

How would PaySense personal loan impact my credit score?

+

Am I eligible for a PaySense personal loan?

+

I am self-employed. Will you give me a PaySense personal loan?

+

I have zero credit score. Will you give me a PaySense personal loan?

+

How do you decide my credit line?

+

I need a loan of higher amount than you approved. Can my credit line be changed?

+

What documents are required to get a PaySense personal loan?

+

How do I apply for a PaySense personal loan?

+

How much time would it take to complete my loan application once I have installed the app?

+

How much time would it take to get the loan approval once I have completed the loan application?

+

After uploading all the documents, why was my loan application rejected?

+

When can I get my money after loan approval?

+

Are there any hidden fees?

+

How much processing fees do you charge?

+

How much interest rate do you charge on personal loans?

+

Are there any extra charges on late payments?

+

What are loan foreclosure / pre-payment charges?

+

How can I pay back my loan?

+

What is a pre-EMI?

+

Can I reschedule my EMI date?

+

What happens if I miss my EMI on due date?

+

While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?

+

I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?

+

What happens if I don’t pay back?

+

My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?

+

Is PaySense safe?

+

You ask for my internet banking details? How safe is it?

+

I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?

+

My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?

+

I am getting a “Signature not verified” error after e-signing a document. What do I do?

+

My netbanking access has been temporarily disabled. What do I do?

+

How do I update my contact details (mail ID, phone number, address) in my PaySense account?

+

How can I contact your team if I need any assistance?

+

When will you support iPhone and Windows phones?

+

Travel Holidays Loan: The PaySense Advantage

+

Personal Travelling Loans from PaySense: Things to Remember

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs
Get a Personal Loan Now

Need for a Travel Loan

There is a certain thrill and joy that comes with travelling. The opportunity to explore new places, discover new dishes and cultural nuances and much more. But travelling doesn’t come easy, free or cheap. If you want to have a fun and memorable holiday with your friends or family, it comes at a price. But it can happen with a travel loan.

As the name suggests, a travel loan is meant for all your travelling purposes. From paying the airfare to paying for accommodations, a travel loan takes care of all such expenses.

Important Factors to Consider While Getting a Travel Loan

  1. Take What You Need: Only apply for travel loan that is required. Remember, the bigger the loan amount, the more you will have to repay. Consider how much you can afford from your savings and only then fix on an amount for the travel loan.
  2. Best Time to Visit: Every city, state or country has certain weather conditions and tourist attractions that factor in while deciding what the best time to visit the place is. The rates for the accommodations and airfares too will fluctuate based on such tourist seasons.
  3. Bandwidth to Repay: Your repayment will be a suitable EMI plan that will be calculated based on the travel loan amount you have applied for. Make sure that monthly payments are affordable and you don’t miss any month’s payment.

Features & Benefits of a Travel Loan

To apply for travel loan is to make a smart choice. The EMI plans available to ensure that you are not spending too much at one time and it’s being paid off in installments. There are some benefits and features of a PaySense travel loan that you must know about:

  1. Instant Travel Loan Online Approval: When you apply for travel loan, you will get prompt approvals for upto ₹5 lakh. No waiting around for the money to be transferred since PaySense assures quick approvals and disbursals.
  2. EMI Plans: PaySense offers an EMI calculator that gives you an approximate amount of how much you will be required to pay per month against the travel loan amount.
  3. Zero Credit History: Don’t worry about your credit score while applying for a travel loan online on PaySense! Even if you are new to the credit and lending system, PaySense provides a hassle-free experience.
  4. Quick Subsequent Travel Loan: Thinking of applying for another travel loan online? PaySense’s one-time documentation makes it easy for you to apply and get approved for subsequent loans.

How to Apply for a Travel Loan on PaySense

To apply for travel loan on PaySense, some steps need to be followed. Here’s what you need to know:

  1. Check Eligibility: You need to ensure that you fit the below mentioned criteria to get a travel loan.
    • Should be a resident of India
    • 21 years to 60 years
    • Mention employment type (salaried or self-employed)
    • Minimum Monthly Income should be ₹12,000 for salaried and ₹15,000 for self-employed
    • Location (PaySense is available in 40+ cities)
  2. Upload required KYC Documents: The documents that you will need to submit or upload for the travel loan are
    • Proof of Identity (PAN Card or Aadhaar Card)
    • Proof of Address (Aadhaar card, Rental agreement, Utility or Postpaid bills)
    • Proof of Income (Last 3 months bank statements)
    • A Selfie (Clear photograph)
  3. Link bank account for loan disbursement: Once your travel loan is approved and the application procedure is complete, the money will be transferred to your account in no time.