Travel & Holidays Loan
Some travel adventures are worth borrowing for
Get Instant Travel & Holidays Loan up to ₹5 Lakhs
Loan Amount
Do you think a personal loan needs too much effort ?
Getting a personal loan was never this easy
It just takes three simple steps to get an instant personal loan online!
Things to Know
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Eligibility Criteria
Documents Required
Credit Score
EMI Calculator
Over 2,56,664 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
Disbursed till date
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Loans Disbursed
Available in 300+ cities
Agra
Ahmedabad
Ahmednagar
Allahabad
Almora
Anand
Bankura
Bengaluru
Bharuch
Bhopal
Bhubaneswar
Chandigarh
Chennai
Coimbatore
Cuttack
Dehradun
Delhi
Ernakulam
Faridabad
Gandhinagar
Ghaziabad
Ghazipur
Goa
Frequently asked Questions
Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay
Can I get travel holidays loan if I'm paid my salary in cash or cheque?
What if I don’t have one of my KYC documents at the moment?
Can I take a travel loan to book a ticket for my parents?
Will I have to submit any bills or invoices for my tickets or hotel booking?
Can I get the loan amount in cash?
Will I be given with a No Objection Certificate (NOC) after repaying the loan?
I have never taken a loan before. Can I take a travel loan from PaySense?
Is PaySense a bank?
My city isn’t listed in map of your serviceable cities. Can I apply for a travel loan?
Can I apply for another personal loan before fully paying off the previous travel loan?
I have more questions regarding travel loans. Whom should I contact?
What is PaySense?
Which banks and NBFCs have you partnered with?
Is taking a personal loan a good idea?
What is the maximum amount of personal loan I can get from PaySense?
What can I use my personal loan for?
How would PaySense personal loan impact my credit score?
Am I eligible for a PaySense personal loan?
I am self-employed. Will you give me a PaySense personal loan?
I have zero credit score. Will you give me a PaySense personal loan?
How do you decide my credit line?
I need a loan of higher amount than you approved. Can my credit line be changed?
What documents are required to get a PaySense personal loan?
How do I apply for a PaySense personal loan?
How much time would it take to complete my loan application once I have installed the app?
How much time would it take to get the loan approval once I have completed the loan application?
After uploading all the documents, why was my loan application rejected?
When can I get my money after loan approval?
Are there any hidden fees?
How much processing fees do you charge?
How much interest rate do you charge on personal loans?
Are there any extra charges on late payments?
What are loan foreclosure / pre-payment charges?
How can I pay back my loan?
What is a pre-EMI?
Can I reschedule my EMI date?
What happens if I miss my EMI on due date?
While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?
I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?
What happens if I don’t pay back?
My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?
Is PaySense safe?
You ask for my internet banking details? How safe is it?
I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?
My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?
I am getting a “Signature not verified” error after e-signing a document. What do I do?
My netbanking access has been temporarily disabled. What do I do?
How do I update my contact details (mail ID, phone number, address) in my PaySense account?
How can I contact your team if I need any assistance?
When will you support iPhone and Windows phones?
Travel Holidays Loan: The PaySense Advantage
Personal Travelling Loans from PaySense: Things to Remember
Need for a Travel Loan
There is a certain thrill and joy that comes with travelling. The opportunity to explore new places, discover new dishes and cultural nuances and much more. But travelling doesn’t come easy, free or cheap. If you want to have a fun and memorable holiday with your friends or family, it comes at a price. But it can happen with a travel loan.
As the name suggests, a travel loan is meant for all your travelling purposes. From paying the airfare to paying for accommodations, a travel loan takes care of all such expenses.
Important Factors to Consider While Getting a Travel Loan
- Take What You Need: Only apply for travel loan that is required. Remember, the bigger the loan amount, the more you will have to repay. Consider how much you can afford from your savings and only then fix on an amount for the travel loan.
- Best Time to Visit: Every city, state or country has certain weather conditions and tourist attractions that factor in while deciding what the best time to visit the place is. The rates for the accommodations and airfares too will fluctuate based on such tourist seasons.
- Bandwidth to Repay: Your repayment will be a suitable EMI plan that will be calculated based on the travel loan amount you have applied for. Make sure that monthly payments are affordable and you don’t miss any month’s payment.
Features & Benefits of a Travel Loan
To apply for travel loan is to make a smart choice. The EMI plans available to ensure that you are not spending too much at one time and it’s being paid off in installments. There are some benefits and features of a PaySense travel loan that you must know about:
- Instant Travel Loan Online Approval: When you apply for travel loan, you will get prompt approvals for upto ₹5 lakh. No waiting around for the money to be transferred since PaySense assures quick approvals and disbursals.
- EMI Plans: PaySense offers an EMI calculator that gives you an approximate amount of how much you will be required to pay per month against the travel loan amount.
- Zero Credit History: Don’t worry about your credit score while applying for a travel loan online on PaySense! Even if you are new to the credit and lending system, PaySense provides a hassle-free experience.
- Quick Subsequent Travel Loan: Thinking of applying for another travel loan online? PaySense’s one-time documentation makes it easy for you to apply and get approved for subsequent loans.
How to Apply for a Travel Loan on PaySense
To apply for travel loan on PaySense, some steps need to be followed. Here’s what you need to know:
- Check Eligibility: You need to ensure that you fit the below mentioned criteria to get a travel loan.
- Should be a resident of India
- 21 years to 60 years
- Mention employment type (salaried or self-employed)
- Minimum Monthly Income should be ₹12,000 for salaried and ₹15,000 for self-employed
- Location (PaySense is available in 40+ cities)
- Upload required KYC Documents: The documents that you will need to submit or upload for the travel loan are
- Proof of Identity (PAN Card or Aadhaar Card)
- Proof of Address (Aadhaar card, Rental agreement, Utility or Postpaid bills)
- Proof of Income (Last 3 months bank statements)
- A Selfie (Clear photograph)
- Link bank account for loan disbursement: Once your travel loan is approved and the application procedure is complete, the money will be transferred to your account in no time.