PaySense and LazyPay, PayU’s consumer lending business, merge to build a full-stack digital lending platform in India.Learn morehttps://corporate.payu.com/news/payu-consolidates-india-digital-credit-offering/

Instant Personal Loan In Ahmedabad

Loans for all personal needs

Get Instant Personal Loan up to ₹5 Lakhs Easily

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Personal Loans in Ahmedabad from PaySense
Use the EMI Calculator to check plans

Loan Amount

1,30,000Edit
₹5,000
₹5,00,000
Loan Term
ROI
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  
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Great app. It does what it says and can be of very help to get personal loans online. It’s absolutely wonderful. Looking forward to have a long term association with you guys.
The rise in the popularity of personal loans can be attributed to two critical factors; one, increasing competition in the industry and two, enhanced financial awareness in public. Improved access to digital services, alongside the simple application process, has resulted in people availing personal loans in record numbers. PaySense offers online personal loans in Ahmedabad up to ₹5,00,000 at affordable rates.
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Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans
Instant personal loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Paperless Documentation
Paperless Documentation
Upload pictures of you KYC documents and sign your loan application digitally
Affordable EMI plans
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent personal loans
One-click subsequent personal loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Zero Credit History
Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1
Check eligibility and select a personal loan plan
Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
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2
Upload KYC Documents
To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
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3
Get your money
Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.
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Check eligibility and select a personal loan planUpload KYC DocumentsGet your money

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria options

Eligibility Criteria

Documents Required options

Documents Required

Credit Score options

Credit Score

EMI Calculator options

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

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Download the PaySense App
Enjoy a faster & easier loan application process with our Android App

Disbursed till date

App Downloads

Loans Disbursed

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions
About PaySense
Loan Eligibility
Loan Application Process
Fees and Charges
Loan Repayment
User Security
Customer Support
Others
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My credit score is zero; can I apply for a loan at PaySense?

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How safe is the PaySense mobile app?

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My loan requirement is higher than my credit line. What do I do?

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What if I am unable to repay the EMI on time?

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What is PaySense?

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Which banks and NBFCs have you partnered with?

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Is taking a personal loan a good idea?

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What is the maximum amount of personal loan I can get from PaySense?

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What can I use my personal loan for?

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How would PaySense personal loan impact my credit score?

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Am I eligible for a PaySense personal loan?

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I am self-employed. Will you give me a PaySense personal loan?

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I have zero credit score. Will you give me a PaySense personal loan?

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How do you decide my credit line?

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I need a loan of higher amount than you approved. Can my credit line be changed?

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What documents are required to get a PaySense personal loan?

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How do I apply for a PaySense personal loan?

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How much time would it take to complete my loan application once I have installed the app?

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How much time would it take to get the loan approval once I have completed the loan application?

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After uploading all the documents, why was my loan application rejected?

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When can I get my money after loan approval?

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Are there any hidden fees?

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How much processing fees do you charge?

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How much interest rate do you charge on personal loans?

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Are there any extra charges on late payments?

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What are loan foreclosure / pre-payment charges?

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How can I pay back my loan?

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What is a pre-EMI?

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Can I reschedule my EMI date?

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What happens if I miss my EMI on due date?

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While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?

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I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?

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What happens if I don’t pay back?

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My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?

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Is PaySense safe?

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You ask for my internet banking details? How safe is it?

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I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?

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My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?

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I am getting a “Signature not verified” error after e-signing a document. What do I do?

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My netbanking access has been temporarily disabled. What do I do?

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How do I update my contact details (mail ID, phone number, address) in my PaySense account?

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How can I contact your team if I need any assistance?

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When will you support iPhone and Windows phones?

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Deciding the Loan Amount, EMI and Loan Tenure of Your Personal Loan

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs
Get a Personal Loan Now

Instant Personal Loan In Ahmedabad

Located on the banks of river Sabarmati, Ahmedabad is the largest city in Gujarat. The city is developing at a very high rate and is known for its industrial, commercial and economic hubs. Once a vast trading centre of cotton, Ahmedabad is now a centre for the pharmaceutical, petrochemical, and automotive industries. The city is also a major hub for information technology, scientific industries, and higher education.

personal loan is a kind of collateral-free unsecured loan that is the most useful in financial emergencies. With an instant personal loan in Ahmedabad, you can fulfill all your instant cash needs for things like an overseas trip, a medical emergency, or rebuilding your home. Most instant personal loans in Ahmedabad can be taken without collaterals and can be used wherever you please. PaySense offers instant loan in Ahmedabad up to Rs. 5,00,000.

Find out more on online personal loan in Ahmedabad, documents required for personal loan, personal loan eligibility criteria, and how to apply for a personal loan in Ahmedabad here.

Personal Loan Eligibility Criteria in Ahmedabad

You get an instant personal loan in Ahmedabad when you are eligible for it. You must fulfil the personal loan eligibility criteria mentioned below to get a loan from PaySense:

  • Your age must range from 21 years to 60 years
  • You can be a salaried employee or a self-employed professional
  • Your minimum monthly income must be Rs. 18,000 to get an instant personal loan in Ahmedabad whether you are a salaried employee or a self-employed professional
  • You must be a resident of India
  • PaySense is active in over 60 cities along with Ahmedabad. Visit gopaysense.com to see the complete list of cities

Documents Required for Personal Loan in Ahmedabad

You must have documents handy to get a personal loan in Ahmedabad. Below are the required documents to get an instant loan in Ahmedabad:

  1. Income proof: Last three months bank statements
  2. Identity proof: PAN Card/Aadhaar Card
  3. Address proof: Aadhaar Card/Rental Agreement/Utility Bills/Postpaid Bills
  4. A selfie

How to Apply for Personal Loan in Ahmedabad

You can apply for a personal loan in Ahmedabad using three simple steps:

1. Check your eligibility and select a personal loan plan

Fill in a few basic details to check your eligibility to get instant personal loans in Ahmedabad. Once you are eligible to get a personal loan from PaySense, you’ll get your Credit Line, which is the total loan you can avail of. Choose the loan amount plan you want with the right combination of EMIs and loan duration.

2. Upload KYC documents

Upload required documents to complete your KYC and get approval to avail of a personal loan. Also, sign the loan agreement and the NACH form for auto-deduction of EMIs. As you upload all the required documents, you’ll get personal loan approval within two hours.

3. Get your money

After the loan is approved and the application procedure complete, the personal loan amount is transferred directly to your account. Thus, you can easily get an instant personal loan in Ahmedabad with Gopaysense.