PaySense and LazyPay, PayU’s consumer lending business, merge to build a full-stack digital lending platform in India.Learn morehttps://corporate.payu.com/news/payu-consolidates-india-digital-credit-offering/

Camera Loan

Preserve Memories in the best possible way

Get Instant Camera Loan up to ₹5 Lakhs

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Buy a camera on easy EMIs without credit card
Use the EMI Calculator to check plans

Loan Amount

1,30,000Edit
₹5,000
₹5,00,000
Loan Term
ROI
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
*The ROIs shown here are indicative
See EMI Plans  
quote
Great experience with PaySense. Best for Quick loan. I get personal loan within 48 hour only without any documentations. Now I have a brand new Canon camera for capturing memories
There is a growing enthusiasm for photography in today’s world. Despite the fact that taking photos has never been easier, the demand for high-end digital cameras, DSLRs, and video cameras hasn’t slowed down. Students and professionals, alike, are learning and experimenting with photography as a creative and visual expression. The rapid expansion of photography clubs and workshops across the country is a testament to the growing popularity of the same. What’s more, photography is also emerging as a popular choice of career for youngsters who take photos at weddings, events, parties, and exhibitions. The growing popularity of YouTube in India has also given rise to several YouTubers who require high-quality cameras for recording their videos.However, despite the increasing popularity of photography, the cost of cameras remains prohibitively high. For instance, the average price of a basic DSLR, along with lenses and other equipment is between ₹60,000 – ₹80,000. Depending upon the brand, specifications and functionality, this price might go even further up. High resolution video and shooting cameras cost even more and can set you back by a few lakhs. Simply put, the cost of expensive cameras is proving to be an entry barrier for are several people who are interested in building a career from their hobby. In the last few years, this has resulted in an increase in the number of people getting personal loans for buying a camera.There is an increasing trend to avail short-term online camera loans from lenders like PaySense to purchase expensive cameras. PaySense offers instant personal camera loans at lower interest rates to help you buy a camera of your choice, and allows you to pay back the amount in affordable EMIs as per your convenience. Let’s take a look at the eligibility terms for availing a camera loan, the process to apply for a personal loan for camera, and the applicable fees and charges for the same.
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Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans
Instant personal loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Paperless Documentation
Paperless Documentation
Upload pictures of you KYC documents and sign your loan application digitally
Affordable EMI plans
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent personal loans
One-click subsequent personal loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Zero Credit History
Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1
Check eligibility and select a personal loan plan
Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
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2
Upload KYC Documents
To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
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3
Get your money
Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.
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Check eligibility and select a personal loan planUpload KYC DocumentsGet your money

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria options

Eligibility Criteria

Documents Required options

Documents Required

Credit Score options

Credit Score

EMI Calculator options

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

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Download the PaySense App
Enjoy a faster & easier loan application process with our Android App

Disbursed till date

App Downloads

Loans Disbursed

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions
About PaySense
Loan Eligibility
Loan Application Process
Fees and Charges
Loan Repayment
User Security
Customer Support
Others
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I have never taken a loan before. Can I apply for a loan from PaySense?

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Will I have the freedom to buy a camera of my choice?

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Will I have the complete ownership of my camera?

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What if I want to prepay my camera loan?

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Will I be required to visit the PaySense office in-person to submit any documents?

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What if I need more funds to buy accessories like tripod and lenses?

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Can I get a camera loan if I get my salary in cash or cheque?

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Will I be required to submit the bill of my camera to PaySense?

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Where will the loan amount be credited?

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Can I get the camera loan amount in cash?

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How do I get more information on camera loans?

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What is PaySense?

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Which banks and NBFCs have you partnered with?

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Is taking a personal loan a good idea?

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What is the maximum amount of personal loan I can get from PaySense?

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What can I use my personal loan for?

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How would PaySense personal loan impact my credit score?

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Am I eligible for a PaySense personal loan?

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I am self-employed. Will you give me a PaySense personal loan?

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I have zero credit score. Will you give me a PaySense personal loan?

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How do you decide my credit line?

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I need a loan of higher amount than you approved. Can my credit line be changed?

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What documents are required to get a PaySense personal loan?

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How do I apply for a PaySense personal loan?

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How much time would it take to complete my loan application once I have installed the app?

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How much time would it take to get the loan approval once I have completed the loan application?

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After uploading all the documents, why was my loan application rejected?

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When can I get my money after loan approval?

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Are there any hidden fees?

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How much processing fees do you charge?

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How much interest rate do you charge on personal loans?

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Are there any extra charges on late payments?

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What are loan foreclosure / pre-payment charges?

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How can I pay back my loan?

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What is a pre-EMI?

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Can I reschedule my EMI date?

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What happens if I miss my EMI on due date?

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While paying my EMI, the amount was deducted from my bank account, but it’s not showing on the PaySense app. Where did my money go?

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I want to close my loan earlier than the schedule loan tenure. What is the loan foreclosure process?

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What happens if I don’t pay back?

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My loan has been paid successfully. How do I get my No Objection Certificate (NOC)?

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Is PaySense safe?

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You ask for my internet banking details? How safe is it?

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I had checked my credit line from PaySense earlier but uninstalled the app. Now that I need a loan, do I have to start a fresh application?

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My loan application process is incomplete, but my phone got switched off. Do I have to start the application process again?

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I am getting a “Signature not verified” error after e-signing a document. What do I do?

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My netbanking access has been temporarily disabled. What do I do?

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How do I update my contact details (mail ID, phone number, address) in my PaySense account?

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How can I contact your team if I need any assistance?

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When will you support iPhone and Windows phones?

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Reasons to avail an instant camera loan over using your credit card

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Five Important Things to Remember while Taking Personal Camera Loans

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs
Get a Personal Loan Now