New Car Loan: Get Car Loan at Lowest Interest Rates

Get instant personal loans for new and used cars

Use the EMI Calculator to check plans

Loan Amount

₹1,30,000Edit

₹5,000

₹5,00,000

Loan Term

ROI

EMI (per month)

Total interest

*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.

*The ROIs shown here are indicative

See EMI Plans

Really good. Seriously great experience with paysense loan in 4 days. Wow amazing. Thanks paysense app is gud easy process to take a loan instantly in your mobile pls guys use this app

Get Car Loan now

In today’s day and age, owning a car is no longer a luxury but a necessity. Particularly in metros and cities, cars have become indispensable for families. However, purchasing a new car is a costly affair and can shave off a major chunk of your savings, sending your finances in disarray. In addition to the expensive price tags, new cars also incur insurance, surcharges, and tax expenditures, not to add the recurring cost of fuel and maintenance. It can be difficult to undertake all these expenses together without straining your monthly budget.However, there is an increasing trend in India to avail a personal car loan in order to meet these expenses. Traditionally, people turned to banks and other financial institutes to apply for such loans, but today, online personal car loans are also emerging as a popular choice. PaySense offers online car loans up to ₹5,00,000 for individuals looking to purchase a new car and provides several benefits like lower interest rates, affordable EMIs and no collateral.Most of Indians today are upwardly mobile and are constantly on the move. There is a constant race to attain a higher standard of living and enjoy the many comforts that come with it. Purchasing a car is one of the first steps in this journey, but people don’t want to wait and save for years before taking the plunge. Today’s fast-paced generation wants to achieve their dreams immediately, and wants to do it smartly.

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Do you think a personal loan needs too much effort ?

Getting a personal loan was never this easy

Instant personal loans

Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams

Quick Approvals & Disbursals

Get prompt loan approval and money in your account

Paperless Documentation

Upload pictures of you KYC documents and sign your loan application digitally

Affordable EMI plans

Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments

One-click subsequent personal loans

Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required

Zero Credit History

Never taken a personal loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps to get an instant personal loan online!

1

Check eligibility and select a personal loan plan

Fill in a few basic details to check your eligibility for PaySense instant personal loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.

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2

Upload KYC Documents

To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.

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3

Get your money

Once your personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with Gopaysense.

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Check eligibility and select a personal loan plan

Things to Know

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

Eligibility Criteria

Documents Required

Credit Score

EMI Calculator

Over 2,56,664 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai
I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai
My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
Prateek Choudhary, Mumbai
Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
Ranjan H S, Mumbai
This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
Clement Rajesh, Mumbai
I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai
I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai

We offer personal loans in all the major cities across India

Available in 300+ cities

Frequently asked Questions

Now get a loan on your own terms with our flexible EMI options and take control of what & when you pay

General Questions

About PaySense

Loan Eligibility

Loan Application Process

Fees and Charges

Loan Repayment

User Security

Customer Support

Others

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Am I eligible for a car loan if I have never borrowed before?

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Will I have the freedom to buy a car of my choice?

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Will you contact my employer to verify my credentials?

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WWill I have to submit the papers of my car until the loan has been repaid?

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Can I get a car loan if I get my salary in cash or cheque?

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What if, after taking the loan, I realise I need more funds?

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What if I am unable to repay the car loan amount?

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Where will the loan amount be credited?

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Can I get the car loan amount in cash?

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How do I get more information regarding car loans?

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs

Get a Personal Loan Now

Car Loan

Get Car Loan up to ₹5 Lakhs

Getting a personal loan was never this easy

It just takes three simple steps to get an instant personal loan online!

Over 2,56,664 loans disbursed-happy customers