Mobile Loan
The next-best mobile will simply not do
Get Instant Mobile Loan up to ₹5 Lakhs Easily
WONDERFUL EXPERIENCE WITH PAYSENSE I was looking for a quick loan for a new OnePlus phone, and was a little unsure where to get the money from. I happened to come across PaySense and I think it's a great app.
Upgrade to a new mobile with easy EMIs
With many new mobile handsets being launched every month, everyone wants to get their hands on the latest technology and features. While discounts and EMIs are often available on different e-commerce sites, you must have a credit card to avail the offers. Using a personal loan for mobile, you can buy a new mobile at affordable EMIs without having a credit card. The price tag of mobile phone ranges from Rs. 15,000 to Rs. 1.5 lakh. You can opt for a loan of your preferred amount, depending on the mobile you want to buy.
Do you think a loan needs too much effort ?
Getting a loan was never this easy
Instant loans
Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams
Quick Approvals & Disbursals
Get prompt loan approval and money in your account
Easy Collection of Documents
No physical documents required; just upload your documents in required format and get it done
Affordable EMI plans
Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments
One-click subsequent loans
Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required
Zero Credit History
Never taken a loan previously? It’s okay - we serve the users who are new to credit and lending system.
It just takes three simple steps !
1
Check eligibility and select a loan plan
Fill in a few basic details to check your eligibility for PaySense instant loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. To maintain EMIs better, it is recommended that you take a loan of only up to 50% of your approved line of credit. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.
2
Upload KYC Documents
To get your loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.
3
Get your money
Once your loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly
What can you use a personal loan for?
You can get a personal loan for anything
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Over 1,50,000 loans disbursed-happy customers
With a continously growing community of happy customers we are disbursing more loans every minute.
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Disbursed till date
App downloads
Approved last week
We offer personal loans in all the major cities across India
Available in 43+ cities
Ahmedabad
Anand
Bengaluru
Bharuch
Bhopal
Chandigarh
Chennai
Coimbatore
Faridabad
Gandhinagar
Anand
Bengaluru
Bharuch
Bhopal
Chandigarh
Chennai
Coimbatore
Faridabad
Gandhinagar
Ghaziabad
Goa
Guntur
Gurgaon
Hyderabad
Indore
Jaipur
Jodhpur
Kolkata
Kota
Goa
Guntur
Gurgaon
Hyderabad
Indore
Jaipur
Jodhpur
Kolkata
Kota
Medak
Mehsana
Mohali
Mumbai
Mysore
Nagpur
Nashik
Navi Mumbai
Nellore
and many more
Mehsana
Mohali
Mumbai
Mysore
Nagpur
Nashik
Navi Mumbai
Nellore
and many more
Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs