Mobile Loan

The next-best mobile will simply not do

Get Instant Mobile Loan up to ₹5 Lakhs Easily

100% Safe & Secure

Instant Process

WONDERFUL EXPERIENCE WITH PAYSENSE I was looking for a quick loan for a new OnePlus phone, and was a little unsure where to get the money from. I happened to come across PaySense and I think it's a great app.

Upgrade to a new mobile with easy EMIs

With many new mobile handsets being launched every month, everyone wants to get their hands on the latest technology and features. While discounts and EMIs are often available on different e-commerce sites, you must have a credit card to avail the offers. Using a personal loan for mobile, you can buy a new mobile at affordable EMIs without having a credit card. The price tag of mobile phone ranges from ₹ 15,000 to ₹ 1.5 lakh. You can opt for a loan of your preferred amount, depending on the mobile you want to buy.... +more

Do you think a loan needs too much effort ?

Getting a loan was never this easy

Instant loans

Get instant personal loans from ₹5000 to ₹5 lakh to fit all your needs and dreams

Quick Approvals & Disbursals

Get prompt loan approval and money in your account

Easy Collection of Documents

Doorstep collection of documents; just sign & hand over the required documents to the courier

Affordable EMI plans

Easy to manage EMI plans with reminders and auto-debit features so that you don’t miss out on timely payments

One-click subsequent loans

Need another loan from PaySense? With one-time documentation, it’s just a click away. No further checks required

Zero Credit History

Never taken a loan previously? It’s okay - we serve the users who are new to credit and lending system.

It just takes three simple steps !

Check eligibility and select a loan plan

Fill in a few basic details to check your eligibility for PaySense instant loans and get a Credit Line. A Credit Line is the total amount of loan you can get from PaySense. To maintain EMIs better, it is recommended that you take a loan of only up to 50% of your approved line of credit. Once you get your Credit Line, you can choose the loan amount. Choose the best combination of loan duration and EMIs to select your loan plan.... +more

Upload KYC Documents

To get your loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. NACH stands for National Automated Clearing House is a centralised web-based payment system, regulated and supervised by Reserve Bank of India (RBI) for bulk money transactions. NACH form ensures that you don’t miss on your EMI payments and impact your credit score negatively. The best part – the entire process is paperless. Once you upload all required documents, you get an approval within 2 working hours.... +more

Get your money

Once your loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly... +more

Check eligibility and select a loan plan

Over 1,50,000 loans disbursed-happy customers

With a continously growing community of happy customers we are disbursing more loans every minute.

I was really in need of money and you guys saved me. I cant thank you guys enough.. excellent app awesome customer care..I am surely gonna recommend this app to my friends as well.
Vinayak Salian, Mumbai
My experience with paysense has been a seemless and a good one. Paysense helped a lot in clearing of my bills and at an affordable rate which i can manage per month. I would highly recommend this to my friends. Happy Paysensing 😁
Prateek Choudhary, Mumbai
Excellent Service. Better than Banks ...easy documenation and less paper works and team also very supportive. I would suggest go for this app instead of any banks for loans
Ranjan H S, Mumbai
This is my 1st ever app review and Paysense has earned it. They kept their word and within 5 hrs of my application I got my loan amount on my account. This was crazy, no hassle at all. Working at office and getting the loan done was like a magic
Clement Rajesh, Mumbai
I want to say you many many thanks to your app and your team. You are best loan provider and I wanna be your long time user/customer. Your customer support is awesome and loan process is excellent.
Alok Pandey, Mumbai

Download the PaySense App

Enjoy a faster & easier loan application process with our Android App

Disbursed till date

App downloads

Approved last week

We offer personal loans in all the major cities across India

Available in 43+ cities

Ahmedabad
Anand
Bengaluru
Bharuch
Bhopal
Chandigarh
Chennai
Coimbatore
Faridabad
Gandhinagar

Ghaziabad
Goa
Guntur
Gurgaon
Hyderabad
Indore
Jaipur
Jodhpur
Kolkata
Kota

Medak
Mehsana
Mohali
Mumbai
Mysore
Nagpur
Nashik
Navi Mumbai
Nellore
and many more

loans available in major cities in india

Apply for loans of upto ₹5 lakhs easily using your phone or laptop, and pay back on low EMIs

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