Our Promise

The PaySense Promise


There are plenty of marketing campaigns out there that advertise 0% interest rate EMI, but often, it comes with extra fees or strict terms and conditions, which makes it out of reach. Here at PaySense, we provide our EMI calculator for you to discover your monthly EMI and we stand by our instant credit decisions with no hidden fees.

Fast Disbursement

We pride ourselves in constantly delighting our customers by disbursing the money to their bank account as soon as we verify all the submitted documents. Don't just take our word, hear what our users say about speed of funds disbursed.


We understand that you have many items on your wish list and we don't restrict you on what you can buy and how much you need to borrow. We provide you the flexibility of requesting any EMI amount, from as little as ₹ 5000 to your maximum approved credit limit.


We are constantly available to help when you have questions. We provide Whatsapp contact and support email address for you to seek help. At times, we even setup booths around Mumbai so that we can meet you face-to-face and understand your needs better.

Simple and Easy

We always strive to make our application simple and easy. We only ask for information that is crucial to the application process because we value your time. We do not ask you to travel to submit your documents, we come over and pick it up.

At PaySense, we want to make managing your finances enjoyable and we hope to bring you on a financial journey that will provide you with a better lifestyle.

That's why we make this promise.

Apply for Loans of upto Rs Rs. 2 Lakhs easily using your phone or laptop, and pay back on low EMIs