Get a personal loan of upto Rs. 2 lakhs within minutes

100% Safe & Secure
100% Safe & Secure
Instant Process
Instant Process
Need cash for monthly expenses? Want to buy something new?

Convenient & easy instant personal loan for you.

You can apply for an easy and flexible personal loan at an affordable interest rate
What we Offer
We have built an easy-to-use credit solution to beat the cash-crunch which we all have faced at some point and often compromised on our aspirations. If you need funds for wedding arrangements, your foreign tour, your child's higher education expenses or any other aspiration, then apply for a personal loan online on our website or our app. Paysense offers the ease of applying for an instant personal loan within the comfort of your home. You need not stand in long queues to apply for a personal loan online. Just download our instant personal loan app from Google Play store and complete our easy instant loan application.

Your application for an easy personal loan will be processed within minutes. You can also expect to get a personal loan within a few hours, if you meet all the eligibility requriements. Getting a personal loan was never this easy, as the entire approval process for the instant personal loan is completed within a few hours. Once your application for an easy personal loan online gets approved, the amount is transferred directly into your bank account. We make sure customers' can easily apply for instant personal loan online without any hassle.
Understanding Personal Loan

No need to borrow any collateral to get a loan. We only take your credit score & basic qualifiers when you apply for a personal loan.

An instant loan will be offered to you at a low interest rate if you have a good credit score/history.

The new type of loan - Digital Loans

The ease of applying for an instant personal loan within the comfort of your home.

No need to stand in long queues or to fill a whole bunch of papers. Just download our instant personal loan app and get your loan processed completely online & hassle free.

Fulfill all your life aspirations with PaySense Loan

Get a personal loan for everything you need without any hassle

Two Wheelers Loans
Travel and Holiday
Home & Furniture
Wedding Loans
Kitchen Appliances
Electronics & Home Appliances
Healthcare Finance

Get a personal loan in just three easy steps

Check your EligibilityComplete Application formGet your money
Check your Eligibility
Check how much loan you can get through our instant approval - on our website or on our app.
Complete Application form
Choose EMI plan and upload your documents to verify your identity, income and address to complete application form.
Get your money
Sign the application form and get money directly into your bank account!
Getting a loan was never this easy
No need of waiting in the long queues, Apply for personal loan from the comfort of your home to get money directly in your bank account
Quick Disbursal
Quick Disbursal
One time Documentation
One time Documentation
No Hidden Fees
No Hidden Fees

Be a part of growing community of our happy customers

Download the PaySense App
Enjoy a faster & easier loan application process with our Android App
PaySense app screenshots
Calculate your EMI
Now get a personal loan on your own terms with our flexible EMI options and take control of what & when you pay.

I want to take a Loan of

Loan Term
EMI (per month)
Total interest
*The tenures shown here are indicative. Actual tenures may vary depending on your eligibility.
Frequently Asked Questions

What is the Eligibility criteria for getting an instant loan?
We value your aspirations and hence have set very basic eligibility norms for our customers to avail a quick personal loan online. Following is criteria for applying for an instant loan on our app and website - Age: 21-60 years Minimum salary: Rs.15,000/month (or Rs. 12,000 depending on your city. Please check our app for more details) Documents required: PAN card, Address proof, Bank e-statement

What is the interest rate and how much EMI will I have to pay?
PaySense offers affordable and fair rate of interest for its personal loans so that everyone can easily afford the interest expenses. Depending on factors such as the tenure, loan amount and your credit profile, you will be charged a loan interest rate ranging from 16.8% to 28% per annum. You can use our online personal loan EMI calculator to check the EMI amount you will be required to pay.

What is the Minimum and maximum limit for Instant Personal loan on PaySense?
Whether you want to apply for an easy personal loan to renovate your house or need an instant personal loan for traveling purpose, you can apply for a minimum amount of INR 5,000 and a maximum of INR 2,00,000.

Which cities are you operational in?
PaySense now offers instant personal loans online in all major cities like Mumbai, Delhi, Hyderabad, Kolkata, Chennai, Bangalore, and many other cities like Indore, Jaipur, Vadodara, Mysore as well. You can check your personal loan eligibility to know whether you are eligible to apply for the our loan without collateral. Our online personal loan eligibility calculator can be used to check your eligibility status.

Why should I choose PaySense?
Unlike other personal loan providers, we don’t entangle our customers in a complex and time-consuming paperwork process for approving a personal loan. You will just be required to produce the basic documents like KYC compliance. In order to get an easy personal loan online, you will need to upload some documents at the time of applying for a personal loan. We offer instant small loans online to help our customers during their financial hardship, so our customers can always take the benefit of quick personal loans being offered from our end.

We offer personal loans in all the major cities across India
Available in 30+ cities
Navi Mumbai
and many more
loans available in major cities in india
Apply for Loans of upto Rs 2 Lakhs easily using your phone or laptop, and pay back on low EMIs