Sudden holiday plans are always exciting, particularly when we are able to squeeze that bit of extra time in your calendars to finally give in to our travel urges. Many times, sudden plans happen with family members, friends, colleagues, or even solo. However, while they may be enjoyable otherwise, they do cause us some financial heartburn in most cases. When people plan their holidays well in advance, they naturally remain financially and mentally prepared for the same. However, a sudden holiday also means a sudden expense, one that most of us cannot arrange at such short notice. 

What do you do in this scenario? If you do not have sufficient funds to embark on the trip, then you may think of cancelling your plans. But then again, finding space and time for a holiday is almost an impossible task these days, with hectic work schedules, family commitments and a thousand other things. Do you give up on the plan altogether when you are clearly interested in going? 

What is your best solution?

The answer to the last question above is a big NO. Why should you compromise on a dream holiday ahead, when you can easily get funding for the same? You can consider applying for a personal loan which will help you cover the costs of your sudden holiday. You can conveniently repay the loan amount via easy EMIs in the near future. You can choose your own preferred tenure (usually between 3-5 years) and enjoy a smooth and fast application procedure as well. 

Doesn’t this sound like the best solution? 

Where should you apply? 

If it is a last-minute plan with only a few days in hand, then applying at any conventional lender may be difficult, with regard to getting the money disbursed in time. Your best bet is to download the PaySense mobile app on any Android phone from the Google Play Store. PaySense is a one-stop personal loan solution for amounts between Rs. 5,000 and Rs. 5 lakh, with instant processing and swift disbursals. It offers loans in partnership with several reputed NBFCs of the country, namely IIFL, IDFC First Bank, PayUFinance, Credit Saison India, and Fullerton. 

Here’s why it is the best solution: 

  • Instant personal loan application online. 
  • Check your eligibility online and then upload minimal documents (only your KYC and income proof) to apply. 
  • The loan will be sanctioned quickly and the money will reach your account in no time at all. 
  • You can apply even if you have zero credit history. 
  • Choose convenient and reasonable EMI plans along with the tenure. 
  • One-click loan provisions for existing customers. This means that if you apply for another personal loan in the future, you need not apply separately or upload any documents. A click is all you need to complete the process. 
  • Fully paperless procedure with digital signature, auto-debit and reminder facilities. 
  • User-friendly Android app for maximum comfort and convenience. 

What are the eligibility criteria? 

The eligibility criteria for availing of personal loans at PaySense include the following: 

  • The applicant should be between 21-60 years of age. 
  • Self-employed customers should earn at least Rs. 20,000 per month. 
  • Salaried customers should earn at least Rs. 18,000 per month. 
  • The applicant should be an Indian resident. 

Loans are readily available in more than 180 cities with coverage for 4,000+ pin codes as well. 

What are the documents required? 

The best part about applying online is that you will not require extensive documents. The entire procedure is 100% paperless with no complexities. The following documents are all you need for your loan application: 

  • Identity Proof (Selfie and PAN Card). 
  • Proof of Address (Voter ID Card, Aadhar Card, Driving License, or Passport). 
  • Proof of Income (Bank e-statements for the last three months or net-banking statements). 

These are the only documents you need to apply for personal loans at PaySense. You can also sign the forms digitally in order to complete and fast-track your application. 

Sudden travel plans can grow into memorable moments and stories if you go through with them. Why let lack of funds prevent you from enjoying the best times of your life? Apply for a convenient personal loan to cover your trip costs and pay it back in easy EMIs. Here’s to a worry-free and relaxing trip! 

Zubin

Zubin is really passionate when it comes to producing content. He produces content on various subjects like finance, insurance, health, sports etc. Other than creating content, Zubin works with a 360-degree digital marketing agency as a Lead Content Strategist for various Websites.

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