List of All Credit Bureaus in India
When it comes to the credit statement, credit report, and credit score of an individual, these are all compiled by recognized agencies, which are known as credit bureaus. Given how…
Dos & Don’ts of Using a Credit Card
So, you’ve finally taken the plunge and obtained a credit card. Congratulations. But whether you are a college student getting their financial freedom with their first credit card or a…
Creditworthiness: A Complete Guide
What is creditworthiness? If you are planning to apply for credit or a loan sometime in the future, one factor which will determine how easily you can avail the loan…
What is a Credit Score & Why it Matters?
What is a Credit Score? The credit score refers to a number that is assigned to an individual based on certain calculations. It takes into account the individual’s various credit…
Understanding How Losing A Job Can Impact Your Credit Score
Losing your job can be a traumatic event. It can affect all aspects of your life adversely, especially if you are the sole breadwinner of your family. An unexpected lay…
8 Credit Score Myths That Most Borrowers Believe
The first thing we learn as adults is the importance of maintaining sound financial health by following a budget, controlling debt, and establishing an emergency fund. One of the most…
What To Do After Identity Theft And Fraud: How To Freeze Your Credit Report
Identity theft is one of the most frequent cybercrimes across the globe and leaves the victim dealing with serious and long-lasting repercussions. For the uninitiated, identity theft involves the unauthorized…
8 Practical Strategies To Pay Off Your Credit Card Debt Faster
Plastic money, smart card, gold card – credit cards are now known by many names for their ability to upgrade the standards of living and solve financial dilemmas. With the…
Top Reasons For Credit Card Application Rejection
Applying for a credit card and then facing rejection can be a humiliating experience. More often than not, banks reject credit card applications and do not a definite reason, which…
Have A Bad Credit Score? Here’s How You Can Get A Loan
We have all heard the terms “good credit score” and “bad credit score” in ads, newspaper, and in articles related to financial well-being as well. But what does a good…