How is the Banking and Fintech Industry Innovating to Meet the Changing Market Requirements?
The National Payments Corporation of India (NCPI) launched the Unified Payments Gateway (UPI) in April 2016. In October 2019 alone, more than 50% of all India’s digital payments were done…
3-Month Moratorium on Loans: Update from PaySense
Honouring the Reserve Bank of India’s (RBI) directive for banks and financial institutions to provide a three-month moratorium to all credit borrowers, PaySense has given a choice to all its…
5 Industries That Are Set To Transform The Way We Live
Technology has made a very discernible impact on every aspect of human existence. We have come a long way from the days of the first industrial revolution, which set up…
How Not to Use a Credit Card?
Owning a credit card is a prudent financial step in more ways than one. Nowadays, with credit card companies offering lucrative deals to clients, almost everyone is making a beeline…
Dos & Don’ts of Using a Credit Card
So, you’ve finally taken the plunge and obtained a credit card. Congratulations. But whether you are a college student getting their financial freedom with their first credit card or a…
How to Save Yourself from Financial Scams
Nowadays, one often hears about people being duped of their money through their bank accounts and credit or debit cards. With technology making finances easier but conversely, also making us…
Creditworthiness: A Complete Guide
What is creditworthiness? If you are planning to apply for credit or a loan sometime in the future, one factor which will determine how easily you can avail the loan…
Decoding Refinancing: An Introduction to Debts Paying off Debts
“Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will…
What To Do After Identity Theft And Fraud: How To Freeze Your Credit Report
Identity theft is one of the most frequent cybercrimes across the globe and leaves the victim dealing with serious and long-lasting repercussions. For the uninitiated, identity theft involves the unauthorized…
How Many Bank Accounts Should You Have: Your Guide For Saving and Spending
Our rendezvous with banks begin with our first game of Monopoly as a child and never really ends. Modern-day banking has is at the core of all economic activities today,…